Mortgage Research

Getting Started

There are 2 simple things you can do to get more comfortable with the numbers that go into home ownership: Know what you can afford to spend on a home and find the most manageable way to finance it. Let us help with that.

Why apply for pre-approval before you start shopping?*

  • You’ll know exactly how much you can afford
  • You’ll know exactly what your interest rate will be
  • You’ll be in a good position to make an offer when you find the right home
  • There’s no obligation or cost to you

*Some conditions apply.

Get started by speaking to a Mortgage Specialist

Not only can a Mobile Mortgage Specialist offer valuable insight and advice, they’ll help you feel right at home with how your numbers add up, and what they mean now, and in your future.

Apply Now

Besides the actual type of mortgage you select, there are other important characteristics of your mortgage that determine exactly how much you will pay – both monthly and over the life of your mortgage.

Mortgage Down Payment Options

From a low down payment mortgage to using your Registered Retirement Savings Plan (RRSP) as a source of funds, buying a home has never been easier.

Closed, Open and Convertible Mortgages

Can’t decide between a closed, open or convertible mortgage? There are many factors to consider such as your financial goals and how soon you want to pay off your mortgage.

Variable and Fixed Rate Mortgages

From the security of a fixed rate mortgage to the flexibility of a variable rate mortgage, you have several choices when it comes to interest rates.

Mortgage Amortization

Choosing the length of your amortization period is an important decision that can affect how much interest you pay over the life of your mortgage.