Buying My First Home

Getting Started

There are 2 simple things you can do to get more comfortable with the numbers that go into home ownership: Know what you can afford to spend on a home and find the most manageable way to finance it. Let us help with that.

Why apply for pre-approval before you start shopping?*

  • You’ll know exactly how much you can afford
  • You’ll know exactly what your interest rate will be
  • You’ll be in a good position to make an offer when you find the right home
  • There’s no obligation or cost to you

*Some conditions apply.

Get started by speaking to a Mortgage Specialist

Not only can a Mobile Mortgage Specialist offer valuable insight and advice, they’ll help you feel right at home with how your numbers add up, and what they mean now, and in your future.

Apply Now

Whether you’re buying your first home or your next home, we have the tools to help answer your questions every step of the way.

Why should i use a mortgage broker? My friend went to their bank and got a great rate.

Mortgage Brokers and Mortgage Agents have the same access to most of the bank and even more that you as a consumer do not have access to.

A Mortgage Brokers job is to shop and find you the best rate and it costs you nothing. A Mortgage Agent can get better rates than you can because of the volume of clients a Mortgage Broker or Mortgage Agents has.

A Mortgage Broker only pulls one credit report where as each bank you visit will pull your report and that can hurt your overall beacon score making it harder to get a good mortgage rate.

How Do I Get Started?

Call RS Thompson at 905-581-6770 or fill out the contact form or our online express application